
Senior Healthcare
Are you overwhelmed by your healthcare options or just not sure that you have the coverage that’s right for you? Primerica has partnered with e-TeleQuote to help make the process of selecting a Medicare plan easier.
Medicare can be really complicated. In fact, most people don’t know that original Medicare (Medicare Parts A and B) doesn’t cover everything. Below are some building blocks to help you understand Medicare a little better.
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Medicare’s Building Blocks
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First: enroll in Original Medicare (Parts A and B) when you become eligible.
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Then: if you want or need additional coverage, consider your options.
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Option 1, Traditional Medicare: keep Original Medicare and add a Medicare Supplement Plan (Medigap) and also get a Medicare Part D Plan to have your prescription drugs covered.
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Option 2, Medicare Advantage: enroll in
a Medicare Advantage (Part C) Plan, which combines the benefits of Parts A&B, may offer additional benefits (such as dental, vision, and hearing coverage), and may also include prescription drug coverage all in one plan.


When deciding what Medicare coverage is the best option for you, here are some key questions to consider:
Are you in good health or do you have chronic conditions or special medical needs? Which prescription drugs do you take regularly? How much do you spend?
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What doctors do you see regularly and for what kind of care? How would you feel about seeing a new doctor?
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Are you eligible for any healthcare coverage besides Medicare? Will you keep that coverage when you retire?
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How much did you spend on care last year? Do you expect similar costs this year? How does healthcare fit into your budget?
Will you need financial help to pay for Medicare premiums?
Researching your options is a good idea.
To learn what plans and policies are available in your area, you can speak to a licensed agent at e-TeleQuote. They can help you compare plans from multiple insurance carriers available in your geographic area and provide customized information regarding benefits like vision, dental, hearing and more. They may even be able to help you find a plan with $0 premiums and/or $0 copays.
This is not a complete description of Medicare coverage, benefits or costs. For the official Medicare government site, please visit www.medicare.gov.
Primerica Senior Healthcare is an insurance customer referral program in which Primerica representatives may refer individuals to e-TeleQuote Insurance, Inc., an affiliate of Primerica, Inc. Primerica representatives and the Primerica Senior Healthcare referral program do not represent e-TeleQuote or any of the insurers that e-TeleQuote represents. Each product may be applied for and purchased separately from e-TeleQuote. Not all health plans are available through e-TeleQuote in all states. Nothing contained herein, and no referral made by using the Primerica Senior Healthcare referral program is intended to be, and shall not be construed as, marketing or solicitation by Primerica or its representatives for the purchase of or sale to, any individual referred to e-TeleQuote of any health plan.
e-TeleQuote Insurance, Inc. is a licensed and certified representative of Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal.
This information is not a complete description of benefits. Sales agents/producers may be compensated based on your enrollment in a health plan. Medicare Supplement plans are not connected with or endorsed by the U.S. Government or the Federal Medicare program. e-TeleQuote Insurance, Inc. complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
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